SHARE HOLDER & KEY PERSON INSURANCE
DIRECTOR & SHAREHOLDER PROTECTION
A buy/sell agreement is a tool to protect and facilitate the transfer of ownership of shares in the business, so an effected shareholder and their family or estate can realise in cash, the value of their shares, should the shareholder die or suffer a major and traumatic event that stops them participating in the running of the business.
KEY PERSON INSURANCE COVER
Every kiwi business from the largest enterprises to the smallest operations, rely on its key people to continue to run and generate profit.
Key Person Cover is when a business recognises the importance of certain staff to the success of an enterprise and so insures them to offset the financial impact of this key person being rendered unable to fulfil their role within the business.
WHY CHOOSE SPRATT?
of Experience in NZ Financial Services
NZ Owned and Operated