VIDEO FAQS
HELPFUL VIDEOS & COMMON INSURANCE QUESTIONS ANSWERED
A series of concise videos on various aspects on things to think about with your Insurance, and how our team could help you for free today.
Looking to protect your business or your assets?
Will your mortgage, business, health, or assets survive a shock? At Spratt Financial Services NZ, we cover people and business assets all under one roof. We simplify jargon. We chase value. If things go wrong, we are in your corner. Now is the time to build your safety net.
Want to avoid worrying about your health issues?
Are you worrying about what if tomorrow brings health issues? How about income loss or property damage? At Spratt Financial Services NZ, we listen first, then build a cover plan just for you. We’ve helped clients achieve 99% claim success. Are you ready for peace of mind?
Why regularly review your cover with Spratt Financial?
Things change – both in your life and the Insurance marketplace. What’s right for you might change along with it, including opportunities to save. That’s why regular free reviews with a specialist adviser are so valuable.
How Does Health Insurance Complement the Public Health System?
With private medical cover, you can avoid the waiting list, bypass those queues and get seen quicker by specialists or for diagnostic tests such as MRI, CT Scans and more.
The difference between Level Premiums and Rate for Age Premiums
Do you know the difference between Level Premiums and Rate for Age Premiums? Most people don’t—but it could make a massive difference to what you pay long term.
Life Changes. So Should Your Insurance.
Got married? Bought a house? Had a baby? Changed jobs? Most Kiwis don’t realise how quickly their cover can become out of date. That’s why it’s smart to review your insurance with Spratt Financial Services NZ at least once a year.
HOW OFTEN SHOULD YOU REVIEW YOUR COVER?
You may have got married, have children, started a business, have more debt, less debt. Do your current insurance policies cover these changes?
What are the differences in premiums?
The difference between Level premiums versus Rate for Age premiums. Sometimes, a mix of Level and RFA premiums may be the best option.
KEY PERSON COVER AND WHAT IT MEANS
What if one of your team suddenly couldn’t work? Key Person insurance helps cover the financial hit when a vital team member is out of action.
Protecting your family’s future.
Whether it’s paying off debt or funding your kid’s dreams: Life insurance helps you plan for the unexpected. Insure your legacy today.
THE BENEFITS OF HEALTH INSURANCE
Faster access to private healthcare means your health will always be in the best hands with a range of possible cover options available.
DO I NEED TRAUMA/CRITICAL ILLNESS INSURANCE?
Vital monetary support upon diagnosis of a serious illness or injury can be a game changer.
WHAT CAN AN INSURANCE ADVISER DO FOR YOU?
Find out how a free, no obligation consultation with an Insurance Adviser like us can help save you time, money and more!
WHAT IS INCOME PROTECTION & DO I NEED IT?
We present the lowdown on Income Protection cover, the benefits it can offer you and more all in 30 seconds!
HOW SPRATT FINANCIAL WORKS FOR YOU
The services that Spratt Financial Services can provide you to secure your financial future today.
Save Money with an Annual Insurance Review
How Spratt Insurance Brokers completely free review process can save you money, lower your premiums and improve your situation!