TRAUMA OR CRITICAL ILLNESS INSURANCE
KEEP MOVING FORWARD
Sickness and accident covers are designed to pay out in the event you suffer a major, life changing illness or accident such as a stroke, cancer, or blindness. This is statistically much more likely to happen before the age of 65 than dying. A family member suffering this type of an event can often have a larger financial impact than the person dying due to the ongoing associated care costs. The money can be used to help pay for medical care and recuperation, or to assist in adjusting to a disability. It is also used to repay or reduce debt.
“There are wounds that never show on the body that are deeper and more hurtful than anything that bleeds.”
― Laurell K. Hamilton, Mistral’s Kiss
FINANCIAL SUPPORT THROUGH MEDICAL CRISIS
When your health is insecure, everything in your life is threatened. You may have employees or family members who rely on you to meet their basic needs, and you may be faced with months or even years where you won’t be able to work or move the way you used to. Trauma Insurance or critical illness cover is the way you ensure that even if the wheels fall off, the journey doesn’t have to end. With the right Trauma cover, you will be able to focus on getting through a traumatic medical event or life threatening illness without the stress of figuring out how to service debt, pay for treatment, or address everyday household and business costs.
TAKING CARE OF LOVED ONES
If you are suddenly placed in a position where you need to adjust to living with a critical condition, Spratt Financial trauma insurance will provide the treatment and services you need to work on your recovery without placing unnecessary strain on your loved ones. Being able to access the best possible care can be a lifesaver, and alleviating financial stress while you all adjust to a new normal could ensure that important relationships have the best chance of making it through these difficult moments.
Spratt Financial provides Trauma Insurance for the whole family, and children as young as 2 are eligible for lump-sum payouts that will cover surgical and ongoing treatment costs should a critical illness interrupt play. With Trauma Insurance, you can continue to enjoy life and hope for the best – but always know that you are prepared for the worst.
WHY CHOOSE SPRATT?
of Experience in NZ Financial Services
NZ Owned and Operated