FAQs
HELPFUL INSURANCE GUIDE & COMMON QUESTIONS
A series of concise videos on various aspects on things to think about with your Insurance, and how our team could help you for free today.
7 INSURANCE PITFALLS TO WATCH OUT FOR
Avoid these common and costly insurance pitfalls.
HOW MUCH LIFE INSURANCE SHOULD I BUY?
Would you like us to review your life insurance? Book a free appointment with us!
WHAT IS TRAUMA INSURANCE?
Any questions about Trauma Insurance?
How can you protect yourself financially should breast cancer strike?
Preparing for the unexpected: How you can protect yourself financially should breast cancer strike. Do you have access to the best healthcare?
HOW DO I MAKE A CLAIM?
Do you have any questions about the claims process?
WHAT ARE ‘INSURANCE TRAPS’ TRADIES MUST KNOW?
Would you like a second opinion on your cover? Contact us.
WHAT IS TOTAL AND PERMANENT DISABILITY INSURANCE?
Do you have any questions about Total Permanent Disability Insurance?
WHAT ACTUALLY IS MORTGAGE PROTECTION INSURANCE?
Have you made sure your mortgage payments are protected?
WOULD LOSING A KEY PERSON HURT YOUR BUSINESS?
Do you have a key person in your business? Would losing him/her be a huge damage? Tell us more so we can help!
WHY SHOULD YOU REVIEW YOUR INSURANCE?
Could an insurance review put your mind at ease?
WHY USE AN INSURANCE ADVISER?
This video explains why you should use an adviser. An insurance adviser will either save you money, get you better cover, or at least give you peace of mind.
WHY DO YOU NEED AN INCOME PROTECTION?
Would you be able to survive if something happened to you? If you have a question, ask.
What can you do today to keep yourself covered when a critical illness strikes?
Protect yourself against the costs of cancer.
IS YOUR FUTURE WEALTH SECURE?
Do you have any questions about the security of your wealth?
WHY CHOOSE SPRATT?
25+ YRS
of Experience in NZ Financial Services
99%
100%
NZ Owned and Operated
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