health

Staying Healthy: Handy weight loss tips

Staying Healthy: Handy weight loss tips

Staying healthy and in good shape is its own reward, but it comes with additional benefits as well. When it comes to your insurance for instance, staying healthy can mean cheaper premiums, less exclusions and a much better financial situation throughout your life. To aid you reach your weight loss goals, the Spratt Financial team has compiled some info and resources that may be able to help.

Smokers and insurance: How much you can save by quitting.

Smokers and insurance: How much you can save by quitting.

Statistics estimate that 15% of adult New Zealanders smoke, or a total amount of around 550,000 people. Smokers in New Zealand have it tough in so many ways, and it's about to get even tougher. Not only are smokers mired in an unhealthy and destructive habit, every year this habit takes more and more out of them financially (a pack of 20s now costs between $24-$30). The good news is, if you manage to quit, your savings on both the price of cigarettes and your insurance premiums can be massive.

Building an insurance plan to protect your business and estate

Building an insurance plan to protect your business and estate

If you are the owner of an estate or you manage a business, have you ever thought about what would happen should a tragic and unforeseen deterioration of your health occurs? As insurance professionals, we have seen it happen all too often. In our experience, the number one piece of advice we could give to home or business owners is to put in place a plan using the right insurance to safeguard your lifestyle and your business future.