Staying healthy and in good shape is its own reward, but it comes with additional benefits as well. When it comes to your insurance for instance, staying healthy can mean cheaper premiums, less exclusions and a much better financial situation throughout your life. To aid you reach your weight loss goals, the Spratt Financial team has compiled some info and resources that may be able to help.
Your KiwiSaver can be the most crucial financial tool at your disposal to ensure that your future and lifestyle is comfortable, prosperous and happy - however, many people don't know how to maximise their returns and get the most out of it. The head of Investment Services at Spratt Financial Jonathan Parsons presents his top tips to get the most success from your KiwiSaver; including how you could qualify to receive more than $1000 in free bonus money for your Kiwisaver from the Government.
In general, we take out insurance to cover ourselves from circumstances which may occur. This thinking is usually based on our current life circumstances at the time we take out the insurance: How much debt you have, how many family members depend on your income, how much money you are currently earning, the state of your mortgage and much more. Our mortgage reduces, we have children, we take on more debt or reduce it, our income fluctuates. Life changes. Does this mean that our insurance should change with it?